Banking Technology AdvisoryDigital Bank, Payments, and Fintech Advisory
Digital Bank, Payments, and Fintech Advisory
From license application to platform selection: technical architecture, product design, budget, and regulatory alignment for digital banks, payment platforms, and bank-fintech partnerships.
The challenge
Context
Digital bank applicants and payment providers must satisfy a regulator that expects bank-grade resilience and compliance from day one, while building at fintech speed and cost. Partnerships between banks and fintechs add a further layer of partner network, data placement, and eKYC obligations.
What we do
Scope
01
Digital bank technical documentation
Architecture, security, resilience, and operations documentation aligned with the Bangladesh Bank digital bank framework.
02
Product and channel design
Digital product design, onboarding journeys, and eKYC flows.
03
Platform and budget
Core, payments, and channel platform selection with a five-year budget.
04
Payment platform and cloud advisory
Solution architecture, cloud placement within the Cloud Computing Guideline, and regulatory alignment.
05
Authentication and fraud controls
Evaluation of authentication, out-of-band confirmation, and transaction risk controls against Bangladesh telecom and regulatory realities.
How we work
We bring the bank’s perspective to the fintech table and the fintech’s perspective to the bank’s, and we know which approvals each side will need.
What you receive
Deliverables
- Technical and regulatory documentation pack
- Product and channel design
- Platform options and budget
- Partnership and approval roadmap
Who this is for
Digital bank applicants, MFS and payment providers, telecom groups, and banks forming fintech partnerships.
Other services in the practice
Explore
01
IT Assessment and Gap Analysis
A regulator-aligned assessment of the technology estate that surfaces the maturity gaps that matter most and converts them into a prioritized remediation roadmap.
Read more02
Core Banking System Evaluation and Migration Strategy
Retain, upgrade, consolidate, or replace, decided on evidence, with a migration strategy that protects every balance to the taka.
Read more03
Post-Merger IT Integration and Consolidation
Same-yardstick assessment of every legacy estate and one migration strategy under two constraints: Zero Downtime and Security First Architecture.
Read more04
Digital Transformation Roadmap
Readiness across six dimensions and a three-phase plan: Stabilize, Modernize, Transform.
Read more05
Regulatory Compliance Advisory
Clause-by-clause assessment against the Bangladesh Bank ICT Security Guideline, Cybersecurity Framework, CBS, Cloud, Partner Network, and eKYC guidelines.
Read more06
Vendor Evaluation and Selection
Model RFPs, weighted scorecards, local deployment mapping, and five-year TCO.
Read more07
Infrastructure, Data Center, and Resilience Strategy
Production DC, Near DC, and DR sites designed to regulatory requirements and business impact.
Read more08
Cybersecurity Posture and Governance
Control-by-control maturity, security-first build sequences, and Board-level security governance.
Read more09
Board and Executive Technology Advisory
A retained, independent technology voice at the Board table.
Read more10
Training and Capability Building
Practitioner-led programmes for implementation and migration teams.
Read moreStart a conversation
Talk to us about your digital bank or payments initiative.
Contact
Speak with
Khandaker Anwar
Founder and CEO
Mobile and LinkedIn
Mind Maprs, Bilquis Tower, 3rd Floor, Plot 6, Road 46, 2nd Circle, Gulshan 2, Dhaka-1212