Banking Technology AdvisoryDigital Transformation Roadmap
Digital Transformation Roadmap
A readiness assessment across six dimensions and a sequenced roadmap in three phases: Stabilize, Modernize, Transform.
The challenge
Context
Digital transformation programmes fail when they start with channels and end with a core that cannot support them. They also fail when they start with the core and never reach the customer. The roadmap has to sequence both, within the regulatory constraints on cloud, data, and partner ecosystems that apply in Bangladesh.
What we do
Scope
01
Six transformation dimensions
Strategy and governance; customer and channels; operations and process (centralization, automation, STP); technology and security (core modernization, cloud, APIs, resilience); data and analytics (governance, insight, AI readiness); people and culture.
02
Readiness scoring
The same weighted maturity model used in our IT assessments, so digital readiness and control maturity are read on one scale.
03
Three-phase plan
Stabilize: close critical gaps and restore control over the existing estate. Modernize: upgrade core platforms, security, and infrastructure to current standards. Transform: re-architect for digital, data-driven, and scalable future-state banking.
04
Investment cases
Each initiative sized, sequenced, and tied to a measurable outcome.
Readiness is scored across six dimensions
Six dimensions
Strategy and governance
Direction, ownership, and decision rights.
Customer and channels
Digital channel reach, journeys, and service.
Operations and process
Centralization, automation, and straight-through processing.
Technology and security
Core modernization, cloud, APIs, and resilience.
Data and analytics
Governance, insight, and AI readiness.
People and culture
Capability, structure, and ways of working.
Three phases
Phase 01
Stabilize
Close critical gaps, contain risk, and restore control over the existing estate.
Phase 02
Modernize
Upgrade core platforms, security, and infrastructure to current standards.
Phase 03
Transform
Re-architect for digital, data-driven, and scalable future-state banking.
How we work
We anchor the roadmap to the regulatory corpus from the start, including the Cloud Computing Guideline on cross-border data placement, the Partner Network Guideline, and the eKYC framework, so that no initiative reaches the Board with an approval problem hidden inside it.
What you receive
Deliverables
- Digital Readiness Assessment
- Transformation Roadmap with sequenced initiatives and budgets
- Investment cases per initiative
- Board-ready presentation
Who this is for
Banks and financial institutions planning a multi-year transformation, and those whose current programme has stalled and needs re-sequencing.
Other services in the practice
Explore
01
IT Assessment and Gap Analysis
A regulator-aligned assessment of the technology estate that surfaces the maturity gaps that matter most and converts them into a prioritized remediation roadmap.
Read more02
Core Banking System Evaluation and Migration Strategy
Retain, upgrade, consolidate, or replace, decided on evidence, with a migration strategy that protects every balance to the taka.
Read more03
Post-Merger IT Integration and Consolidation
Same-yardstick assessment of every legacy estate and one migration strategy under two constraints: Zero Downtime and Security First Architecture.
Read more04
Regulatory Compliance Advisory
Clause-by-clause assessment against the Bangladesh Bank ICT Security Guideline, Cybersecurity Framework, CBS, Cloud, Partner Network, and eKYC guidelines.
Read more05
Vendor Evaluation and Selection
Model RFPs, weighted scorecards, local deployment mapping, and five-year TCO.
Read more06
Infrastructure, Data Center, and Resilience Strategy
Production DC, Near DC, and DR sites designed to regulatory requirements and business impact.
Read more07
Cybersecurity Posture and Governance
Control-by-control maturity, security-first build sequences, and Board-level security governance.
Read more08
Board and Executive Technology Advisory
A retained, independent technology voice at the Board table.
Read more09
Digital Bank, Payments, and Fintech Advisory
Technical documentation, product design, platform selection, and regulatory alignment.
Read more10
Training and Capability Building
Practitioner-led programmes for implementation and migration teams.
Read moreStart a conversation
Start with a readiness assessment.
Contact
Speak with
Khandaker Anwar
Founder and CEO
Mobile and LinkedIn
Mind Maprs, Bilquis Tower, 3rd Floor, Plot 6, Road 46, 2nd Circle, Gulshan 2, Dhaka-1212